Our services · Watford, Bushey, Radlett & North West London
The numbers behind the decisions, not just the year-end accounts. For owner-managed businesses across Hertfordshire and North West London.
Business advisory is your accountant looking forward instead of back. Cash flow forecasts, management accounts, pricing, funding and the big decisions, built from your own numbers so you're not guessing.
"I only need an accountant for my tax." That's how most owners start. Then the business grows, cash gets tight in a month that looked fine on paper, a lender asks for a forecast, or you're deciding whether you can afford to hire. That's when a set of accounts from nine months ago doesn't help.
We already know your numbers. Advisory just means using them properly. We work with directors across Watford, Bushey, Radlett, Stanmore and North West London to plan ahead, so the decisions get made on purpose rather than by accident.
Most of the businesses we see aren't short of sales. They're short of visibility.
Accounts and tax returns look back at what already happened. Advisory looks forward: forecasts, cash flow, pricing and decisions. We do both, which means the advice is built on numbers we already know are right.
For most business lending, yes. Lenders usually want recent accounts, management accounts and a cash flow forecast showing how the loan gets repaid. We prepare the forecast and the numbers behind it, so the conversation with the lender is a lot shorter.
Monthly if you're growing, borrowing or tight on cash. Quarterly is fine for a stable business that just wants to stay on top of things. Once a year at year end is too late to change anything.
It depends on your profit, what you take out and your plans. Above a certain level of profit a company can save tax, but it comes with more admin and different rules for drawing money. We run your actual numbers both ways before you decide.
Yes. Getting a business ready to sell usually takes a couple of years: clean accounts, a sensible structure and planning for the tax on the sale, including whether Business Asset Disposal Relief applies. The earlier we start, the more options there are.
It's a fixed fee, agreed upfront, based on what you need. A one-off forecast costs a lot less than monthly management accounts with a review call. We'll quote after the free consultation, and there are no surprise bills.
We provide business advisory and planning across Watford, Bushey, Radlett, Stanmore, Harrow and North West London. Related services: Company Accounts · Corporation Tax · Bookkeeping and Making Tax Digital · Payroll · Property Developers.
Book your free 30-minute consultation. Bring the numbers, or the question, and we'll show you what it does to cash and tax before you commit.
Tap what you need and we will point you the right way.