Our services · Watford, Bushey & North West London
Your team paid correctly and on time, every time, with PAYE, pensions and HMRC filings handled for you.
Employers must report pay and deductions to HMRC through a Real Time Information submission on or before every payday, enrol eligible staff into a workplace pension, and pay PAYE and National Insurance by the 22nd of the following month. Employer National Insurance is charged at 15% on earnings above £5,000 per year.
Payroll looks simple until you run it. Real Time Information filings on or before every payday, pension auto enrolment duties from your very first hire, statutory pay, student loans, National Insurance categories. Get any of it wrong and you are unpicking it for months. We run the whole cycle so you never think about it.
We handle everything from a single director salary through to growing teams: payslips, RTI submissions to HMRC, pension assessment and contributions with The Pensions Regulator compliance, P60s, P45s and year end. Taking on your first employee? We will set the entire thing up properly from day one.
| Employer NIC rate | 15% |
| Secondary threshold | £5,000 per year |
| Employment Allowance | Up to £10,500 per year |
| Personal allowance | £12,570 |
| RTI submission | On or before every payday |
| PAYE payment deadline | 22nd of the following month if paying electronically |
| Auto-enrolment age range | 22 to State Pension age |
| Auto-enrolment earnings trigger | £10,000 per year |
| Minimum pension contribution | 8% total, at least 3% from the employer |
| P60 deadline | 31 May |
| P11D deadline | 6 July |
An incorrect National Insurance category, a missed starter declaration or a pension assessment not run properly does not fail loudly. It sits in the records and surfaces months later as an HMRC correction, a backdated pension contribution or a payroll rerun across multiple periods.
We run the full cycle so that does not happen: payslips, RTI on or before payday, pension assessment and contributions, statutory payments, starters and leavers, and year-end forms.
Register as an employer with HMRC, set up a workplace pension scheme, check the person's right to work in the UK, agree written terms, and run payroll with an RTI submission on or before their first payday. We set all of it up and run it from there for a fixed monthly fee.
For most owner-managed companies a salary around £12,570 combined with dividends remains efficient. A sole director company cannot claim the Employment Allowance, so some prefer a lower salary to minimise employer NIC while still securing a State Pension qualifying year. Where you have two or more employees and can claim the allowance, £12,570 is usually clearly better.
Most employers can claim up to £10,500 against their employer National Insurance bill. The main exclusion is a company whose only employee is a single director. It is claimed through your payroll software and can be backdated up to four years if you have missed it.
Any employee aged between 22 and State Pension age earning more than £10,000 a year must be enrolled automatically. Others can ask to join. Minimum contributions total 8% of qualifying earnings, of which at least 3% must come from the employer.
RTI submissions are due on or before each payday. PAYE and National Insurance payments are due by the 22nd of the following month if paying electronically, or the 19th by post. P60s must reach employees by 31 May and P11Ds are due by 6 July.
HMRC charges penalties for late RTI submissions based on the number of employees, escalating with repeated lateness, plus interest on late payments. The Pensions Regulator has its own separate penalties for auto-enrolment failures, which start with a warning notice and move to fixed and escalating fines.
We provide payroll and paye across Watford, Bushey, Harrow and North West London. Related services: Self Assessment Tax Returns · Bookkeeping and Making Tax Digital · VAT Returns and Registration · Corporation Tax · Company Accounts · CIS for Construction.
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